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AcheteurFuté is an AI-powered real estate coach that guides you through the 5 phases of your real estate journey: I prepare → I explore → I decide → I buy → I live. The AI coach is your constant companion at every step — financial calculators, property analysis, offer simulator, buying timeline, homeowner mode and more. It's for ALL buyers: first-time, families, current owners, investors and retirees. All in one bilingual platform, 100 % Quebec-focused.

No. AcheteurFuté is an information and education tool. It helps you understand the process, calculate your finances and analyze your options — but it doesn't replace a real estate broker, notary or licensed financial advisor. We'll always recommend consulting the right professionals at key moments.

Yes. Your data is hosted on Supabase (PostgreSQL) with row-level security (RLS) policies — each user can only see their own data. All connections are encrypted via HTTPS. We never sell your data to third parties.

No. AcheteurFuté uses Anthropic's API (Claude) for AI coaching. According to Anthropic's policy, data sent via the API is not used to train their models. Your conversations and financial data remain private.

AcheteurFuté uses Claude Sonnet by Anthropic — one of the most powerful AI models in the world — on all plans, including the free plan. No downgraded model. You get the same AI quality regardless of your plan. The only difference between plans is the number of messages and analyses available per day and per month.

The Free plan gives you 3 coach messages/day, 2 basic calculators and 1 listing import/month — enough to explore. The Exploration plan ($15/mo) unlocks 15 messages/day, all calculators, 12 imports/month, neighborhood analysis, AI inspection, homeowner mode, mortgage rates, offer simulator, buying timeline and interactive map. The Pro plan ($25/mo) offers 50 messages/day, 30 imports/month, streaming AI and more generous limits. All plans use Claude Sonnet by Anthropic — a premium AI model, powerful, nuanced and excellent for complex analysis. The difference between plans is only the number of uses per day/month, not the AI quality.

Yes, at any time from your profile. Cancellation takes effect at the end of your current billing period. You won't be charged again, but you keep access until the end of the paid period.

AcheteurFuté offers 5 calculators: available down payment (CELIAPP + HBP + savings), borrowing capacity, CMHC premium, welcome tax (transfer duties) and total cost (monthly + acquisition fees). All use official Quebec rates.

When you define your search criteria (budget, region, property type, priorities), each property you import gets a personalized compatibility score. The higher the score, the better the property matches what you're looking for.

You can upload or paste the content of your pre-purchase inspection report. The AI identifies issues by category (roof, foundation, plumbing, etc.), estimates repair costs and gives you a recommendation: buy, negotiate the price or walk away.

The Real Estate Market section gives you a complete picture of the Quebec market, powered by AI. You can use it in 4 ways: 1. **Analysis** — Enter a city or neighborhood to get price trends, sales volume, average selling time and forecasts 2. **Compare** — Compare the market of 2-3 cities or neighborhoods side by side 3. **By type** — Analyze the market by property type (condo, house, plex, etc.) 4. **My impact** — See how your financial situation compares to the target market You'll also find a glossary of the most common Quebec real estate terms. Everything is based on public data and the AI coach's intelligence.

The Rates section lets you compare current mortgage rates, note offers from different institutions and simulate the impact on your payments. You'll find an AI mortgage coach, a savings calculator between two rates, the impact of a rate change on your borrowing capacity, renewal alerts and links to reliable external comparators (Ratehub, nesto, Bank of Canada). All sources are verified.

You enter the asking price and 7 influencing factors: municipal assessment, days on market, competing offers, market type (seller's/buyer's/balanced), property condition, seller motivation and your conditions. The AI recommends a price with an aggressive, optimal and conservative range, along with a personalized negotiation strategy. Important reminder: the simulator is an information tool — for an official purchase offer, always work with an OACIQ-certified broker.

The buying timeline guides you through 7 steps, from mortgage pre-approval to taking possession. Each step includes checkable tasks with direct links to the app's tools, required documents, estimated costs and personalized AI tips. You set a target date and a countdown tracks your progress. The app automatically detects tasks you've already completed (profile filled, properties imported, inspection done, etc.).

The interactive map displays your saved properties on OpenStreetMap with clickable markers. Clicking shows a popup with the listing link, the app card and nearby services. You can display 8 categories of points of interest: schools, groceries, public transit, parks, healthcare, restaurants, bike paths and daycares — all within a 2 km radius. Data comes directly from OpenStreetMap (not AI), and filters adapt to your buyer priorities.

Absolutely! It's the heart of the app. The AI coach explains every step (pre-approval, purchase offer, inspection, notary). Calculators handle FHSA, HBP, CMHC premium and welcome tax. Onboarding guides you step by step to define your budget, criteria and priorities. You'll never be alone in the process.

Yes. If you're already a homeowner, FHSA and HBP are automatically disabled (per government rules), and the app calculates your down payment from your current equity. The 'My Home' section lets you track your property's value, mortgage, line of credit, and plan the sale (broker, Proprio Direct, DuProprio or private). The coach knows your complete situation.

Yes. 'My Home' is a real homeowner dashboard: value tracking with appreciation and renovations, mortgage with refinancing and HELOC, renewal reminders with offer comparison, seasonal maintenance calendar with AI coach, renovation planning with ROI, resale estimate with sale mode choice, and homeowner budget. Even without buying, it's a valuable tool.

Yes. During onboarding, select the 'Family' profile. The coach adapts its advice (schools, parks, safety), property scoring prioritizes family criteria, and the interactive map shows schools, daycares and parks near each property. The proximity analysis evaluates each address based on your priorities.

Yes. The 'Investor' profile steers the coach toward ROI, potential rental income and leverage. Calculators help evaluate profitability. You can compare multiple properties side by side, analyze neighborhoods by growth potential, and use the market section to target the most promising regions.

Absolutely. The 'Retiree' profile adapts the coach's advice: accessibility (single-story, elevator), proximity to healthcare, quiet, shops within walking distance. Calculators include condo fees and the proximity analysis evaluates distance to pharmacies, clinics and public transit.

'My Home' is your complete homeowner dashboard with 8 tabs: value tracking (appreciation + completed renovations), mortgage (refinancing + home equity line of credit HELOC), renewal reminders with offer comparison, seasonal maintenance with equipment lifespan and AI coach, renovation projects with estimated ROI, resale with 4 sale modes (broker, Proprio Direct, DuProprio, private sale), homeowner budget and contextual coach that knows your entire situation.